This individual task requires a maximum word count of 3000. Use relevant literature from academic and practitioner perspectives, providing an informative, fact-based discussion. Avoid unreliable sources, focusing on academic papers and articles from reputable sources like the Financial Times and The Economist. Be concise, yet offer well-developed arguments.

Module Aims:

1. Understand the disruptive impact of FinTech in modern banking.
2. Critically assess the influence of digital technology on modern finance.
3. Evaluate the impact of cryptocurrencies on the contemporary economy.
4. Develop a critical understanding of the societal impact of FinTech.
5. Prepare students for the dynamic environment of the FinTech industry.

Knowledge and Understanding: Upon successful completion of the module, you should be able to:

1. Demonstrate advanced knowledge of the technology driving FinTech.
2. Critically analyze FinTech`s disruptive nature in the modern economy.
3. Evaluate the methodology underlying cryptocurrencies.
4. Appreciate the role of government policy in FinTech.
5. Prepare a report on a FinTech-related topic.

Key Subject-Specific Skills (up to 5):

1. Predict the future trajectory of digital technology.
2. Understand the real-world impact of FinTech.
3. Familiarize yourself with cryptocurrency algorithms.
4. Recognize the importance of cybersecurity in e-commerce.
5. Assess the global development impact of FinTech.

Instructions: Essay-style answers and the group report will be assessed on content, writing style, and originality.

Content assessment criteria:

• Clarity and coherence of argument
• Depth of understanding demonstrated through literature and theory
• Use of relevant examples or case studies

Writing style assessment criteria:

• Correct use of English with no errors
• Neat presentation with appropriate structure (paragraphs, headings, sub-headings)
• Proper bibliography following Harvard APA 7th edition style

Question 1: What are the driving forces behind the evolution of FinTech from 1.0 to 3.5? Your answer should include concrete socio-politico-economic factors and implications, avoiding vague ideas.

Question 2: Managing Blockchain technology has proven challenging. Evaluate factors and practices contributing to failures in cryptocurrencies, trading platforms, and crypto funds, considering legal, technological, economic, political, and social aspects.

This revised version maintains clarity and conciseness in outlining the assessment details and module aims, highlighting specific skills and knowledge outcomes. Instructions for the two essay-style questions are provided clearly, emphasizing the need for depth, relevance, and critical analysis.