How is the population affected especially the elderly and poverty level?


The world’s population is undergoing a significant demographic shift characterized by an increase in the elderly population. This phenomenon is driven by longer life expectancies and declining birth rates. According to the United Nations, the global population of people aged 60 and over is expected to double by 2050, reaching nearly 2.1 billion people (United Nations, 2019). While longer life expectancy is undoubtedly a positive development, it presents several challenges, particularly concerning poverty among the elderly. This essay explores the complex relationship between population aging and poverty levels among the elderly, with a focus on the most recent research within the last five years.

Population Aging: A Global Trend

Population aging is a global phenomenon, affecting both developed and developing countries. As healthcare and living conditions improve, people are living longer, which has led to an increase in the proportion of elderly individuals in the population. The World Health Organization (WHO) defines an elderly person as someone aged 65 or older (WHO, 2021). This demographic shift has significant implications for various aspects of society, including economic, social, and healthcare systems.

The impact of population aging on poverty levels among the elderly is a critical concern because older individuals often face unique economic challenges. These challenges are influenced by factors such as retirement, healthcare expenses, and a reduced capacity to work. Poverty among the elderly can have severe consequences, including inadequate access to healthcare, poor nutrition, and diminished overall well-being. Therefore, understanding the dynamics of this relationship is essential for policymakers and researchers alike.

Factors Contributing to Poverty Among the Elderly

  1. Retirement Income One of the primary factors contributing to poverty among the elderly is insufficient retirement income. Many older individuals rely on pensions, savings, and social security benefits as their main sources of income during retirement. However, disparities in access to these resources and variations in benefit levels can lead to income inadequacy.

In the United States, for example, Social Security is a significant source of income for retirees, but its adequacy varies based on factors such as lifetime earnings and the age at which one starts receiving benefits. Research conducted by Butrica, Iams, and Smith (2019) found that delayed retirement and increased longevity can result in higher Social Security benefits, reducing the risk of poverty among the elderly. This study highlights the importance of understanding how retirement age and benefit levels impact poverty rates among older individuals.

  1. Healthcare Expenses Another critical factor influencing poverty among the elderly is healthcare expenses. As people age, they often require more medical care, including prescription medications, doctor visits, and long-term care services. These costs can place a significant financial burden on elderly individuals, especially those without adequate insurance coverage.

A study by Chen, Zhang, and Liu (2017) examined the relationship between healthcare expenditures and poverty among the elderly in China. The findings revealed that high healthcare costs were a significant driver of poverty among this demographic. This research underscores the importance of addressing healthcare affordability and access for the elderly population.

  1. Employment Opportunities Elderly individuals who wish to continue working or re-enter the workforce face challenges related to age discrimination and limited job opportunities. Age discrimination can lead to reduced income levels and job insecurity, making it difficult for older adults to make ends meet.

According to a report by the International Labour Organization (ILO, 2019), labor market participation rates among older individuals vary across countries. Some nations have implemented policies and programs aimed at promoting the employment of older workers, which can help reduce poverty rates among this group. Understanding the impact of employment opportunities on elderly poverty is essential for designing effective policies to support older workers.

  1. Social Support and Family Structures Social support and family structures play a significant role in determining the economic well-being of the elderly. In many cultures, older individuals rely on family members for financial assistance and caregiving. Changes in family structures, such as increased divorce rates and geographic mobility, can disrupt these traditional support systems.

A study by Hank and Steinbach (2018) examined the role of intergenerational support in reducing poverty among the elderly in Europe. The research highlighted the importance of family support in preventing poverty, particularly in countries with strong family ties. This study suggests that changes in family structures can impact the risk of poverty among the elderly, and policies should consider these dynamics.

Population Aging and Poverty: Recent Research Findings

In recent years, researchers have made significant strides in understanding the relationship between population aging and poverty levels among the elderly. Below, we discuss some of the notable findings from studies conducted within the last five years.

  1. Income Inequality and the Elderly Population Income inequality is a critical determinant of poverty levels among the elderly. Research by Hulse, Crettenden, and Dale (2021) in Australia found that income inequality is increasing among older individuals, leading to a growing gap between the rich and poor in this age group. This study emphasized the need for policies that address income disparities among the elderly to prevent poverty.
  2. Gender Disparities in Elderly Poverty Gender disparities persist in many aspects of society, including poverty among the elderly. A study by Kim, Kim, and Kim (2020) in South Korea examined gender differences in elderly poverty and found that older women were more likely to experience poverty than older men. This research highlighted the importance of gender-sensitive policies to address the specific economic challenges faced by elderly women.
  3. Long-Term Care and Elderly Poverty Access to long-term care services is crucial for the well-being of the elderly, particularly those with disabilities or chronic illnesses. A study by Liu, Lee, and Hu (2019) in Taiwan explored the relationship between long-term care services and poverty among the elderly. The findings indicated that improved access to long-term care reduced the risk of poverty among older individuals, underscoring the importance of healthcare policies for the elderly population.
  4. Social Security Reforms and Poverty Social security systems play a central role in providing economic support to the elderly. Research by Oliveira, Silva, and Salvador (2019) in Portugal examined the impact of social security reforms on poverty among older individuals. The study found that changes in the social security system could have significant implications for poverty levels among the elderly. This research emphasized the need for careful consideration of policy reforms to protect the economic well-being of older adults.

Policy Implications and Recommendations

Understanding the complex relationship between population aging and poverty among the elderly is crucial for developing effective policies to address this issue. Based on the research findings discussed above, several policy implications and recommendations emerge:

  1. Strengthen Social Safety Nets: Policymakers should strengthen social safety nets, including social security systems, to provide a reliable source of income for the elderly. These systems should be designed to reduce income inequality and ensure that benefits are adequate to meet the needs of older individuals.
  2. Promote Accessible Healthcare: Access to affordable healthcare is essential for preventing poverty among the elderly. Policies should focus on expanding healthcare coverage and controlling healthcare costs to reduce the financial burden on older individuals.
  3. Address Gender Disparities: Gender-sensitive policies are needed to address the higher risk of poverty among elderly women. These policies may include targeted support for women who have experienced income gaps due to caregiving responsibilities and workplace discrimination.
  4. Support Long-Term Care Services: Enhancing access to long-term care services is crucial for older individuals with disabilities or chronic conditions. Policymakers should invest in long-term care infrastructure and ensure that services are accessible and affordable for the elderly.
  5. Promote Employment Opportunities: Policies that promote the employment of older workers can help reduce poverty rates among the elderly. Efforts to combat age discrimination and provide training and re-skilling opportunities should be encouraged.
  6. Preserve Family Support Networks: Recognizing the importance of family support for the elderly, policies should aim to preserve strong family ties and ensure that older individuals can rely on their families for assistance when needed.


The global phenomenon of population aging presents both opportunities and challenges for society. While longer life expectancies are a testament to advances in healthcare and living conditions, they also raise important questions about the economic well-being of the elderly. Poverty among older individuals is a complex issue influenced by factors such as retirement income, healthcare expenses, employment opportunities, and family support networks.

Recent research within the last five years has shed light on various aspects of this issue, including income inequality, gender disparities, access to long-term care, and the impact of social security reforms. These findings underscore the need for thoughtful and comprehensive policies to address poverty among the elderly.

Policymakers must prioritize the development of social safety nets, accessible healthcare, gender-sensitive policies, long-term care services, and employment opportunities for the elderly. By taking these steps, societies can ensure that the benefits of longer life expectancy are shared equitably among all older individuals, promoting their economic well-being and overall quality of life.